What are the downsides of living in Bermuda?

The honest trade-offs of living in Bermuda are cost, isolation, and limited scale. CostLiving’s moderate benchmark of $4,900 per person per month makes Bermuda 39 percent more expensive than the US average and on par with major US coastal metros, with a gallon of milk at $15 and rent starting around $1,800 for a modest two-bedroom. The island is small (20 square miles, population 64,000), so the social scene, dining, and entertainment options are limited compared to even a mid-sized US city. Imported goods take time to arrive, healthcare specialists are limited (complex cases route to Boston or New York), and hurricane season (June through November) shapes home design and insurance costs. The 60/40 ownership rule restricts business options for non-Bermudians. For the full picture, see our Bermuda cost of living page.