Cost of living in Calgary, North America
๐Ÿค 

What is middle class in Calgary?

City North America Updated July 2026

Middle class in Calgary, using Statistics Canadaโ€™s middle-income band (75 to 200 percent of median household income), covers households earning roughly CAD 60,000 to 160,000 a year. Calgaryโ€™s median household income runs slightly above the national average thanks to the energy sector, so the local middle-class band sits a touch higher than in many other Canadian cities. Practically, a Calgary household at CAD 90,000 to 120,000 combined lives at or just above the moderate benchmark ($2,750 per person per month, about CAD 3,700) with realistic capacity to own a home, run one vehicle, take a modest annual holiday, and save toward retirement. Calgaryโ€™s lower housing costs versus Toronto and Vancouver mean a CAD 100K Calgary household has materially more discretionary income than the same household in either of those cities. For the full breakdown, see our Calgary cost of living page.

About the author

Jo Berks

Jo Berks

Global Cost of Living Research & Data Analyst

Jo is an independent researcher with over a decade of experience delivering data, analysis, and structured reports across multiple industries. Her work focuses on sourcing and validating datasets to produce clear, usable insights. At CostLiving, she analyses global pricing data and identifies regional cost trends to support research-led content and comparative resources.

Research Data Analysis Global Pricing
LinkedIn