Annualised from CostLivingโs tiers: roughly $6,660 for a year at the budget tier ($555 a month), $11,100 at the moderate tier ($925), and $17,220 living comfortably ($1,435). Base yourself in Phnom Penh specifically and the moderate year runs closer to $13,800 ($1,150 a month). The annual frame surfaces costs that monthly snapshots hide, and Cambodia has three worth budgeting explicitly. Visa renewals: the long-stay route is cheap by regional standards but still a recurring line every year. Health cover: private insurance with medical-evacuation cover to Bangkok is the sensible baseline, since Cambodian hospitals handle routine care well and serious cases poorly. And the hot-season energy spike: running air conditioning through March to May pushes utility bills up noticeably, enough to feel it at the budget tier. A single person on $12,000 a year lives a proper moderate life with all three covered. A couple should plan around $18,000 to $20,000 rather than double. Full breakdowns on our Cambodia cost of living page.
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How much does it cost to live in Cambodia for a year?
Country Asia
Updated September 2026