How much money do you need to retire in Kenya?

A comfortable retirement in Kenya runs roughly $1,075 per person per month for one or $1,700 to $2,100 for a couple based on the CostLiving moderate benchmark and the typical two-person scaling. The Class K retirement permit requires proof of stable foreign-source income, with the typical threshold around USD 12,000 a year for a single applicant. US Social Security and most pensions remain payable to recipients in Kenya. Healthcare carries an expat premium: most retirees use private hospitals like Aga Khan University Hospital, Nairobi Hospital, and MP Shah, with international health insurance running roughly USD 1,800 to 4,500 a year per adult depending on age and coverage. Kenya is significantly cheaper than the US average ($3,525). For the full breakdown, see our Kenya cost of living page.