Yes, Americans can live in Aruba, but not as easily as a domestic US move. As a tourist, US citizens can stay up to 180 days a year without a visa. For long-term residence, you need a permit: most retirees apply through the Penshonado (retiree) programme, which requires proof of stable retirement income (typically $2,500 to $4,000 a month, depending on family size) and no work intent. Working in Aruba requires an employer-sponsored work permit, which is harder to secure and usually limited to specialised roles. Property ownership does not automatically grant residency. Arubaโs moderate cost of living sits at $2,700 per person per month, well below the US average ($3,525), Cayman ($3,800), and St Thomas ($3,975). For the full picture, see our Aruba cost of living page.
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Can an American live in Aruba?
Country Caribbean
Updated July 2026