How much money do I need to live in Guam?

Living comfortably in Guam costs around $2,650 per person per month, or roughly $31,800 a year, based on CostLiving’s moderate lifestyle benchmark. Housing dominates the spend: a one-bedroom apartment in Tumon, Hagåtña, or Dededo typically runs $1,500 to $2,500 monthly, with utilities adding $150 to $250 once air conditioning is factored in. Groceries run 20 to 40 percent above mainland US averages because most food is imported. For two-person households, $45,000 to $52,600 combined pre-tax usually covers moderate living. Guam is notably more affordable than the US average ($3,275) on totals, but the cost mix is skewed: low-cost mainland states deliver low rent and mainland-priced food, while Guam carries elevated rent and elevated food. For the full picture, see our Guam cost of living page.