Living comfortably in Puerto Rico costs around $3,600 per person per month, based on CostLivingโs moderate lifestyle benchmark for the territory. That works out to $43,200 a year. Housing drives most of that figure: a modest apartment outside San Juan runs $600 to $1,200, while popular San Juan neighborhoods like Condado or Old San Juan push past $1,500. Groceries run 15 to 25 percent above mainland US prices because nearly everything is imported. Utilities sit around $100 to $150 monthly, and internet runs $40 to $80. Puerto Rico now sits in a similar bracket to mainland cities like New York City ($3,975), with Miami ($2,975) and Los Angeles ($3,000) actually running cheaper. For the full lifestyle tier breakdown including a higher comfort threshold, see our Puerto Rico cost of living page.
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How much income do you need to live in Puerto Rico?
Territory USA
Updated May 2026