How much money do you need to retire in Aruba?

A comfortable retirement in Aruba runs roughly $2,700 per person per month for one or $4,200 to $4,800 for a couple, based on CostLiving’s moderate lifestyle benchmark and the typical two-person scaling. Aruba’s Penshonado programme requires monthly retirement income proof, typically $2,500 to $4,000 a month depending on family size and the housing setup, plus a health insurance plan that covers care on the island. US Social Security and most pensions remain payable to recipients in Aruba. Healthcare carries a premium for non-residents until enrolled in local coverage. Aruba is meaningfully cheaper than St Thomas ($3,975), Cayman ($3,800), and Curaçao ($3,100). For the full cost picture, see our Aruba cost of living page.