The cache moderate benchmark for Monaco sits at $4,025 per person per month, but that figure assumes a notional mid-tier 1-bed flat that is rare on the open market in the principality itself. Realistic comfortable living in Monaco for a single adult more often runs $6,240 to $9,660 a month all-in, with housing the dominant line ($2,323 to $8,000+ for an open-market 1-bedroom). Daily goods carry a noticeable premium over surrounding France: a litre of milk at a supermarket runs €1.80 to €2.60, a 500ml bottle of Coke €2.50 to €4 at a kiosk and €4 to €7 at a cafe, a casual lunch €25 to €40, and a mid-range dinner €70 to €120. Couples comfortably budget $10,000 to $15,000 a month for the lifestyle most prospective residents are picturing. For the full breakdown, see our Monaco cost of living page.
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How much money do I need to live comfortably in Monaco?
Country Europe
Updated September 2026