Cost of living in Arlington TX — USA
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Cost of Living
in Arlington TX

City USA Updated May 2026

Estimated Monthly Cost

$

per person · per month

Data source: CostLiving Engine, May 2026

About Arlington TX

Arlington sits between Dallas and Fort Worth in Tarrant County, functioning as a distinct city rather than a suburb. The population is around 400,000, making it one of Texas's largest cities. Daily life centers on car-dependent living, with hot summers (routinely exceeding 95 degrees Fahrenheit) and mild winters. The economy runs on retail, entertainment, and service sectors, alongside corporate offices. You'll find a mix of young professionals, families, and retirees. The landscape is flat and developed. Most residents commute within the DFW metroplex for work.

💡 Local Insights

Arlington TX · 2026

Arlington's moderate cost of $2,825/month reflects Texas property tax rates and affordable housing compared to coastal metros, offset by car dependency and utility costs in the heat. Housing dominates the budget. Rents for a one-bedroom apartment in central areas run $900 to $1,200/month; two-bedroom units rent for $1,100 to $1,500/month. Buying is competitive but still cheaper than Dallas proper or Fort Worth's wealthier enclaves. Groceries cost roughly 2 to 5 percent less than national averages. Electricity bills spike June through September due to air conditioning demand, often reaching $150 to $200/month. Gas is cheaper than most urban metros. Public transit (DART bus) exists but is limited; most people drive. Expats find Arlington reasonable for North America but should expect car ownership as mandatory. Eating out is affordable, especially away from downtown. The budget tier ($1,695/month) requires roommates or subsidized housing. The comfortable tier ($4,379/month) includes discretionary spending, dining, entertainment, and modest travel.

Frequently Asked Questions

How much does it cost to live in Arlington TX per month?
A moderate lifestyle in Arlington costs $2,825/month. This covers rent ($1,000 to $1,200 for a one-bedroom), utilities ($120 to $180), groceries ($300 to $400), and transportation ($200 to $300). A tight budget runs $1,695/month, cutting back on dining out, entertainment, and discretionary spending. For a comfortable lifestyle with regular dining out, entertainment, and some travel flexibility, budget $4,379/month. These figures assume single-person expenses and do not include savings or major purchases.
What is the average rent in Arlington TX?
One-bedroom apartments rent for $900 to $1,200/month depending on location and age. Two-bedroom units run $1,100 to $1,500/month. Newer complexes with amenities (pools, fitness centers) skew toward the higher end. Older units near Highway 287 or in Central Arlington are cheaper. Single-family home rentals start around $1,400/month for modest properties. Buying is competitive; homes range from $250,000 to $400,000 for typical three-bedroom single-family houses. Property taxes are 1.8 percent annually, which affects long-term ownership costs significantly.
Is Arlington TX cheap to live in for expats?
Arlington is moderately priced for North America but not cheap globally. For expats from Western Europe, Australia, or Canada, it offers savings on rent and dining compared to major cities in those regions. For expats from Southeast Asia or Latin America, costs may feel higher than home. The mandatory car ownership increases expenses for those used to transit-heavy cities. Expats should factor in healthcare costs (no universal system), car insurance (required), and utilities. International professionals earning local salaries find Arlington manageable; those on home-country salaries find it reasonable.
How much does food cost per month in Arlington TX?
Groceries for one person run $250 to $350/month (Whole Foods, Kroger, Walmart available). A dozen eggs costs $2.50 to $3.50; ground beef runs $4 to $6/pound; chicken $2.50 to $4/pound. Eating out is cheap: fast casual meals (Chipotle, Panera) cost $8 to $12; casual sit-down restaurants $12 to $18 per entree. Thai and Mexican food are particularly affordable ($8 to $10 for a meal). Grocery costs run roughly 2 percent below the national average. A couple spending moderately on food might budget $600 to $750/month for groceries plus $300 to $400 for dining out.
What salary do you need to live comfortably in Arlington TX?
A comfortable lifestyle costs $4,379/month, implying a gross monthly income of around $6,000 to $7,000 (accounting for taxes and savings). That translates to roughly $72,000 to $84,000 annually. This allows for dining out 2 to 3 times per week, entertainment, modest travel, and building savings. For couples with one income, $60,000 is feasible with discipline. For a moderate lifestyle ($2,825/month), aim for $42,000 to $48,000 annually. The budget tier ($1,695/month) works on part-time income or shared housing but leaves little room for unexpected costs.
How does the cost of living in Arlington TX compare to other places?
Arlington is cheaper than Austin (median rent $1,400 for one-bedroom vs Arlington's $1,050) and comparable to San Antonio. It undercuts Dallas slightly due to less downtown demand. Against national averages, Arlington runs 5 to 10 percent below, mainly on housing. Compared to the Northeast (Boston, New York), Arlington saves 25 to 40 percent on rent. Against Denver or Seattle, savings are 15 to 25 percent. For expats, Arlington is pricier than Mexico City or Bangkok but cheaper than Toronto or London. Transportation costs offset savings on housing for car-dependent residents.
Can you live in Arlington TX on $1,695/month?
Yes, but with significant trade-offs. Rent must be $800 to $900/month, requiring a roommate or subsidized housing. Groceries shrink to $200/month (budget chains only). Dining out becomes rare ($50/month maximum). Utilities, insurance, and phone consume $200 to $250/month. This leaves virtually nothing for entertainment, health expenses, or car maintenance. A used car is essential; bus transit alone won't suffice for employment. This budget works for students with parental support, essential workers with benefits, or those in temporary situations. It's livable short-term but unsustainable for emergencies or long-term stability.

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